Are you in need of housing assistance? Having troubles paying your rent and utility bills? Find out how to get rental and housing support in Delaware. There are housing programs available for eligible low-income families in Delaware to sort you out! The local county authorities and cities have multiple programs to assist you with housing costs, including rent, mortgage, and home energy bills. Read this article for more details.
Neighborhood Stabilization Program (NSP)
The Neighborhood Stabilization Program is committed to assisting the local jurisdictions purchase homes that have been foreclosed or abandoned. The goal is to rehabilitate, resell, or redevelop these homes and enable the surrounding community to regain stabilization. The homes are sold below the market price to low-income individuals and families in need of housing assistance. This program is operated throughout Delaware State, and those eligible include low-income individuals and those who are homeless or at risk of experiencing homelessness. Your income must not exceed 120% of the Area Median Income. Visit http://www.destatehousing.com/HomeOwnership/dv_nsp.php to learn more about the program.
The Statewide Emergency Repair Program (SERP)
The program is committed to helping low-income homeowners with certain emergency repair needs. The Milford Housing Development Corporation administers this program. The program can help homeowners remove the threats to their health and safety from their homes. To qualify for this program, you must prove that you own your home and meet the income guidelines in your location. Also, the condition of your housing must be immediate. In other words, it must pose a health or safety threat, including – roof repair, plumbing, or heating system. Are you wondering who to contact? Just pick up your phone and call at (844) 413-0038 or (302) 491- 4010. The SERP staff will work with you to determine your eligibility. Please read more about SERP in Alaska at http://www.destatehousing.com/HomeOwnership/homeownermedia/serp_card.pdf.
Community Development Block Grants (CDBG) – Kent/Sussex County
The Community Development Block Grants program operates in Kent and Sussex Counties. The purpose of the program is to provide funding for services such as rehabilitation, housing improvement, and infrastructure. The goal is to support housing development to enable low-income individuals and families have access to quality and affordable housing within the selected counties. The grants from this program are awarded to the local municipalities on behalf of low-income families. Once the DSHA administers the funds to the local government entities, the money is used to make improvements in the housing and infrastructure in the needy areas of the two counties. Want to apply for CDBG? Contact your county at http://www.destatehousing.com/HomeOwnership/contact_kent_sussex.html. For more information about the program, please visit http://www.destatehousing.com/Landlords/dv_cdbg.php.
Manufactured Housing Assistance Program (MHAP)
The purpose of the Manufactured Housing Assistance Program is to help Delawareans who are 90 days or more delinquent on their rent or loan payments. Your financial hardship must be caused by unemployment or a reduction in working hours as a result of an economic breakdown, injury, or serious illness. The provides a lump sum payment plus additional funds for up to 12 months. The goal is to make the borrowers achieve financial stability. For more information, please visit http://www.destatehousing.com/HomeOwnership/hb_mhap.php.
Wilmington Senior Tax Assistance Program
The purpose of the Wilmington Senior Tax Assistance Program is to assist homeowners who are 62 years or older and are experiencing foreclosure due to delinquent property taxes, or sewer, or increased water bills. The program offers grants of up to $3,000. To be eligible for this program, you must provide evidence of your age through ID or any other form of official government-issued identification. The housing property must also be located in Wilmington City, and it must be your primary residence. You must make sure you are listed as the property owner on the tax records. Apart from that, your annual income must not exceed $93,265. Visit http://www.destatehousing.com/HomeOwnership/hb_wstap.php to learn more about the program.
Emergency Assistance Services in Delaware
The Delaware Emergency Assistance provides financial assistance to eligible low-income families who need support with paying rent, utilities, and those in need of emergency shelters. The goal is to enable these families to maintain self-sufficiency and prevent them from experiencing homelessness. To be eligible for Emergency Assistance in Delaware, your family must demonstrate the ability to maintain once the crisis once the program eliminates the crisis. You must also be a participant in the TANF, SSI, GA programs to e considered. Your emergency must be caused by a condition beyond your control. Visit https://www.dhss.delaware.gov/dhss/dssc/emerast.html for more information about the Emergency Assistance Services in Delaware.
Housing Alliance Delaware
The Housing Alliance is a non-profit with offices in Wilmington and Dover. The program was established in 2017 through a partnership between the Delaware Housing Coalition and the Homeless Planning Council of Delaware. The Housing Alliance partners with organizations in Delaware to ensure the residents have access to affordable housing and the issues of homelessness are addressed. The Housing Alliance Delaware runs Advocacy, Community Development, Centralized Intake, and the Continuum of Care programs. The Advocacy Program is committed to addressing homelessness and housing affordability issues and come up with appropriate solutions. The Community Development Program supports local agencies in improving the housing conditions in their communities. The Centralized Intake program provides access to emergency shelter and other housing services for individuals and families experiencing homelessness in Delaware. Through the Continuum of Care, the Housing Alliance works to end homelessness. It ensures that the communities in need have access to homeless assistance funds from HUD. To learn more about the Housing Alliance Delaware, please visit https://www.housingalliancede.org/.
ESG Homeless Assistance
The Emergency Solutions Grant Homeless Assistance program is committed to helping eligible families and individuals regain stability in permanent housing after going through a crisis such as homelessness. The program funds can also be allocated to traditional homeless activities such as rehabilitation or converting certain buildings for emergency shelter and essential services. Find out more at https://delcopa.gov/hcd/ESGHomelessAssistance.html.
The USDA’s Single-Family Housing Repair Loans & Grants in Delaware, Maryland
The USDA’s Single-Family Housing Repair Loans & Grants in Delaware, Maryland provides financial assistance to low-income homeowners in form of low-interest loans payable over 20 years. The loans are for improving the conditions of their homes and to help elderly homeowners remove the safety and health hazards from their homes. To be eligible for this program, you must provide proof of ownership and occupation of the home and be unable to acquire a loan from other money lending institutions. Your income must not exceed 50% of the area median income. For the elderly homeowners in need of assistance with grants, you must demonstrate an inability to repay the money. You may check the address of your home at http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfpd to determine eligibility. The program provides loans and grants of up to $20,000 and $7,500, respectively. Both grants and loans can be combined for up to $27,500 for financial assistance. Please visit https://www.rd.usda.gov/programs-services/single-family-housing-repair-loans-grants/de to learn more about the program.
Delaware’s Section 8 Housing Program
Delaware’s Section 8 Housing Program is funded by the U.S. Department of Housing and Urban Development. The purpose of the program is to help eligible low-income individuals and families pay their rent. The goal is to enable individuals to live in safe and healthy housing conditions. Once you qualify for the payment assistance, you will only contribute 30% of their income towards monthly rent. The rest of the payment is directed towards your landlord as a rental subsidy. You must meet the low-income limits in your area to be eligible for this rental assistance. Learn more about the program at http://www.destatehousing.com/Renters/rt_s8hcv.php#:~:text=This%20program%2C%20offered%20in%20Kent,Housing%20Authority%20administers%20902%20vouchers.
Family Self Sufficiency (FSS)
FSS is also funded by the HUD and is designed to support low-income individuals and families to obtain quality and affordable housing in Delaware. Just as the Section 8 Housing Program, you will be required to contribute up to 30% of their income towards monthly rent and utilities. The rest will be paid through funds directly given to your landlord as a rental subsidy. For this to work, the landlord and the tenant must enter into a lease and a Housing Assistance Payment contract. As an applicant, you should also sign a contract with your housing counselor, promising to be financially independent. Find out more at https://www.hud.gov/program_offices/public_indian_housing/programs/hcv/fss.
Access to Home Program
The Access to Home program is designed to support people with disabilities in need of housing assistance. The goal is to help them maintain their current residence or achieve their own homes or rental units. Who is eligible for this program? You must be a resident of Delaware County, earn not more than 80% of the area median income, and be currently in a nursing home and prevented from independent living due to inaccessibility. Find out more at https://delawareopportunities.org/housing-assistance-community-development#:~:text=ACCESS%20TO%20HOME,limited%20to%20accessibility%20issues%20only.
Delaware Low-Income Home Energy Assistance Program (LIHEAP)
The Delaware LIHEAP is a federally funded program whose purpose is to help low-income families meet their home energy costs the Division of State Service Centers (DSSC) is in charge of administering this program. The program is funded by the U.S. Department of Health $ Human Services (HHS). The program provides fuel, crisis, heating, and cooling assistance. Visit https://www.dhss.delaware.gov/dssc/liheap.html to learn more about the program.
Delaware Homeowner Relief
The Delaware Homeowner Relief was established in 2012 through a partnership between Delaware State Housing Authority and the Delaware Attorney General’s Office. The Relief program provides housing assistance to homeowners by partnering with homeownership assistance programs. The partnership also supports housing counseling and educational outreach. Visit v to learn more about the program.